Call reports 2019
COMMUNITY NATIONAL BANK — 2019
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 706,282,000 | 679,044,000 | 728,680,000 | 737,355,000 |
| Total loans | 579,272,000 | 567,995,000 | 605,789,000 | 607,351,000 |
| Allowance for loan losses | 5,728,000 | 5,723,000 | 5,884,000 | 5,926,000 |
| Securities available for sale | 32,019,000 | 38,767,000 | 33,732,000 | 37,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,736,000 | 557,218,000 | 607,284,000 | 615,766,000 |
| Interest-bearing deposits | 563,913,000 | 529,227,000 | 576,640,000 | 591,657,000 |
| Noninterest-bearing deposits | 27,823,000 | 27,991,000 | 30,644,000 | 24,109,000 |
| Equity capital | 75,950,000 | 77,698,000 | 79,486,000 | 81,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,693,000 | 15,951,000 | 23,852,000 | 31,738,000 |
| Interest expense | 1,362,000 | 2,724,000 | 4,062,000 | 5,448,000 |
| Net interest income | 6,331,000 | 13,227,000 | 19,790,000 | 26,290,000 |
| Noninterest income | 1,320,000 | 2,657,000 | 4,254,000 | 5,876,000 |
| Noninterest expense | 5,024,000 | 9,977,000 | 14,733,000 | 19,444,000 |
| Provision for loan losses | 213,000 | 354,000 | 767,000 | 1,066,000 |
| Pretax income | 2,414,000 | 5,553,000 | 8,544,000 | 11,630,000 |
| Income tax | 402,000 | 956,000 | 1,470,000 | 2,003,000 |
| Net income | 2,012,000 | 4,597,000 | 7,074,000 | 9,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,572,000 | 65,966,000 | 67,597,000 | 69,330,000 |
| Total capital | 70,344,000 | 71,734,000 | 73,524,000 | 75,326,000 |
| Risk-weighted assets | 497,816,000 | 496,165,000 | 514,243,000 | 518,327,000 |