Call reports 2016
COMMUNITY NATIONAL BANK — 2016
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 592,962,000 | 595,695,000 | 605,211,000 | 636,997,000 |
| Total loans | 455,888,000 | 472,469,000 | 471,208,000 | 487,559,000 |
| Allowance for loan losses | 5,109,000 | 5,078,000 | 5,180,000 | 5,278,000 |
| Securities available for sale | 26,539,000 | 25,043,000 | 26,370,000 | 30,472,000 |
| Securities held to maturity | 45,552,000 | 34,013,000 | 56,837,000 | 49,887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,570,000 | 469,808,000 | 504,437,000 | 505,229,000 |
| Interest-bearing deposits | 461,189,000 | 441,293,000 | 474,202,000 | 474,434,000 |
| Noninterest-bearing deposits | 28,381,000 | 28,515,000 | 30,235,000 | 30,795,000 |
| Equity capital | 64,555,000 | 65,085,000 | 66,101,000 | 66,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,814,000 | 11,775,000 | 18,025,000 | 24,235,000 |
| Interest expense | 553,000 | 1,116,000 | 1,692,000 | 2,239,000 |
| Net interest income | 5,261,000 | 10,659,000 | 16,333,000 | 21,996,000 |
| Noninterest income | 1,238,000 | 2,552,000 | 4,036,000 | 5,496,000 |
| Noninterest expense | 4,611,000 | 9,197,000 | 13,909,000 | 18,793,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 500,000 |
| Pretax income | 1,788,000 | 3,764,000 | 6,060,000 | 8,199,000 |
| Income tax | 501,000 | 1,053,000 | 1,707,000 | 2,193,000 |
| Net income | 1,287,000 | 2,711,000 | 4,353,000 | 6,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,592,000 | 53,048,000 | 54,053,000 | 55,120,000 |
| Total capital | 57,745,000 | 58,169,000 | 59,277,000 | 60,442,000 |
| Risk-weighted assets | 420,175,000 | 443,376,000 | 439,138,000 | 450,538,000 |