Call reports 2015
COMMUNITY NATIONAL BANK — 2015
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 585,143,000 | 575,989,000 | 588,386,000 | 595,508,000 |
| Total loans | 454,204,000 | 460,150,000 | 456,925,000 | 459,635,000 |
| Allowance for loan losses | 5,003,000 | 5,095,000 | 5,016,000 | 5,012,000 |
| Securities available for sale | 31,806,000 | 29,471,000 | 28,149,000 | 23,497,000 |
| Securities held to maturity | 42,832,000 | 25,739,000 | 47,658,000 | 43,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,774,000 | 455,882,000 | 479,638,000 | 495,994,000 |
| Interest-bearing deposits | 453,247,000 | 428,619,000 | 451,912,000 | 465,437,000 |
| Noninterest-bearing deposits | 24,527,000 | 27,263,000 | 27,726,000 | 30,557,000 |
| Equity capital | 62,008,000 | 62,161,000 | 63,220,000 | 63,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,863,000 | 11,612,000 | 17,549,000 | 23,394,000 |
| Interest expense | 627,000 | 1,197,000 | 1,727,000 | 2,235,000 |
| Net interest income | 5,236,000 | 10,415,000 | 15,822,000 | 21,159,000 |
| Noninterest income | 1,213,000 | 2,514,000 | 3,809,000 | 5,112,000 |
| Noninterest expense | 4,723,000 | 9,311,000 | 13,749,000 | 18,484,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 510,000 |
| Pretax income | 1,576,000 | 3,321,000 | 5,510,000 | 7,295,000 |
| Income tax | 353,000 | 894,000 | 1,519,000 | 2,004,000 |
| Net income | 1,223,000 | 2,427,000 | 3,991,000 | 5,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,007,000 | 50,314,000 | 51,304,000 | 52,001,000 |
| Total capital | 55,054,000 | 55,453,000 | 56,364,000 | 57,057,000 |
| Risk-weighted assets | 409,762,000 | 418,350,000 | 422,343,000 | 423,822,000 |