Call reports 2014
COMMUNITY NATIONAL BANK — 2014
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 582,683,000 | 561,730,000 | 571,647,000 | 586,090,000 |
| Total loans | 453,027,000 | 451,552,000 | 444,604,000 | 448,134,000 |
| Allowance for loan losses | 4,838,000 | 4,877,000 | 4,886,000 | 4,906,000 |
| Securities available for sale | 31,187,000 | 31,199,000 | 29,167,000 | 32,947,000 |
| Securities held to maturity | 38,919,000 | 22,967,000 | 48,070,000 | 41,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,288,000 | 455,838,000 | 474,992,000 | 493,499,000 |
| Interest-bearing deposits | 457,761,000 | 427,138,000 | 445,794,000 | 466,140,000 |
| Noninterest-bearing deposits | 25,527,000 | 28,700,000 | 29,198,000 | 27,359,000 |
| Equity capital | 58,987,000 | 59,552,000 | 60,362,000 | 61,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,615,000 | 11,326,000 | 17,153,000 | 22,938,000 |
| Interest expense | 692,000 | 1,370,000 | 2,031,000 | 2,654,000 |
| Net interest income | 4,923,000 | 9,956,000 | 15,122,000 | 20,284,000 |
| Noninterest income | 1,311,000 | 2,627,000 | 3,866,000 | 5,112,000 |
| Noninterest expense | 4,638,000 | 9,024,000 | 13,364,000 | 17,730,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 1,461,000 | 3,311,000 | 5,247,000 | 7,154,000 |
| Income tax | 277,000 | 711,000 | 1,158,000 | 1,575,000 |
| Net income | 1,184,000 | 2,600,000 | 4,089,000 | 5,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,397,000 | 47,013,000 | 47,982,000 | 48,952,000 |
| Total capital | 51,278,000 | 51,934,000 | 52,912,000 | 53,902,000 |
| Risk-weighted assets | 402,607,000 | 399,294,000 | 397,618,000 | 398,092,000 |