Call reports 2013
COMMUNITY NATIONAL BANK — 2013
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 559,937,000 | 554,133,000 | 563,524,000 | 573,045,000 |
| Total loans | 419,024,000 | 426,060,000 | 433,492,000 | 440,419,000 |
| Allowance for loan losses | 4,493,000 | 4,522,000 | 4,799,000 | 4,855,000 |
| Securities available for sale | 46,010,000 | 44,599,000 | 35,452,000 | 35,189,000 |
| Securities held to maturity | 42,381,000 | 24,106,000 | 39,219,000 | 37,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,857,000 | 445,111,000 | 471,190,000 | 481,963,000 |
| Interest-bearing deposits | 399,601,000 | 375,246,000 | 390,084,000 | 399,397,000 |
| Noninterest-bearing deposits | 65,256,000 | 69,865,000 | 81,106,000 | 82,566,000 |
| Equity capital | 56,191,000 | 56,596,000 | 57,427,000 | 58,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,559,000 | 11,360,000 | 16,965,000 | 22,628,000 |
| Interest expense | 833,000 | 1,620,000 | 2,337,000 | 3,032,000 |
| Net interest income | 4,726,000 | 9,740,000 | 14,628,000 | 19,596,000 |
| Noninterest income | 1,378,000 | 2,899,000 | 4,444,000 | 5,998,000 |
| Noninterest expense | 4,532,000 | 9,253,000 | 13,649,000 | 18,007,000 |
| Provision for loan losses | 206,000 | 326,000 | 464,000 | 670,000 |
| Pretax income | 1,366,000 | 3,060,000 | 4,953,000 | 6,911,000 |
| Income tax | 214,000 | 539,000 | 962,000 | 1,367,000 |
| Net income | 1,152,000 | 2,521,000 | 3,991,000 | 5,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,060,000 | 43,719,000 | 44,569,000 | 45,872,000 |
| Total capital | 47,597,000 | 48,285,000 | 49,390,000 | 50,765,000 |
| Risk-weighted assets | 376,575,000 | 379,376,000 | 385,619,000 | 391,429,000 |