Call reports 2012
COMMUNITY NATIONAL BANK — 2012
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 558,319,000 | 552,766,000 | 561,295,000 | 574,914,000 |
| Total loans | 397,884,000 | 408,258,000 | 409,196,000 | 418,047,000 |
| Allowance for loan losses | 3,952,000 | 3,926,000 | 4,115,000 | 4,312,000 |
| Securities available for sale | 73,036,000 | 60,102,000 | 47,009,000 | 40,886,000 |
| Securities held to maturity | 33,563,000 | 24,026,000 | 50,066,000 | 41,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,535,000 | 432,732,000 | 457,230,000 | 475,733,000 |
| Interest-bearing deposits | 392,126,000 | 366,187,000 | 388,521,000 | 402,540,000 |
| Noninterest-bearing deposits | 62,409,000 | 66,545,000 | 68,709,000 | 73,193,000 |
| Equity capital | 53,722,000 | 54,259,000 | 55,716,000 | 55,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,582,000 | 11,208,000 | 16,983,000 | 22,791,000 |
| Interest expense | 1,027,000 | 2,023,000 | 3,018,000 | 3,907,000 |
| Net interest income | 4,555,000 | 9,185,000 | 13,965,000 | 18,884,000 |
| Noninterest income | 1,355,000 | 2,847,000 | 4,281,000 | 5,853,000 |
| Noninterest expense | 4,490,000 | 9,081,000 | 13,563,000 | 18,542,000 |
| Provision for loan losses | 250,000 | 500,000 | 750,000 | 1,000,000 |
| Pretax income | 1,170,000 | 2,492,000 | 4,074,000 | 5,546,000 |
| Income tax | 10,000 | 71,000 | 180,000 | 297,000 |
| Net income | 1,160,000 | 2,421,000 | 3,894,000 | 5,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,281,000 | 40,726,000 | 42,289,000 | 42,439,000 |
| Total capital | 44,286,000 | 44,718,000 | 46,442,000 | 46,795,000 |
| Risk-weighted assets | 379,244,000 | 372,552,000 | 373,944,000 | 376,231,000 |