Call reports 2011
COMMUNITY NATIONAL BANK — 2011
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 532,349,000 | 512,680,000 | 550,014,000 | 552,102,000 |
| Total loans | 387,957,000 | 393,483,000 | 390,940,000 | 388,679,000 |
| Allowance for loan losses | 3,710,000 | 3,851,000 | 3,836,000 | 3,887,000 |
| Securities available for sale | 28,461,000 | 27,570,000 | 31,533,000 | 66,099,000 |
| Securities held to maturity | 37,949,000 | 21,940,000 | 36,898,000 | 29,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,136,000 | 417,480,000 | 451,687,000 | 454,590,000 |
| Interest-bearing deposits | 383,639,000 | 360,180,000 | 390,480,000 | 391,647,000 |
| Noninterest-bearing deposits | 54,497,000 | 57,300,000 | 61,207,000 | 62,943,000 |
| Equity capital | 51,843,000 | 52,310,000 | 52,550,000 | 53,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,670,000 | 11,403,000 | 17,077,000 | 22,715,000 |
| Interest expense | 1,267,000 | 2,446,000 | 3,547,000 | 4,622,000 |
| Net interest income | 4,403,000 | 8,957,000 | 13,530,000 | 18,093,000 |
| Noninterest income | 1,460,000 | 2,732,000 | 3,847,000 | 5,196,000 |
| Noninterest expense | 4,287,000 | 8,552,000 | 12,746,000 | 17,245,000 |
| Provision for loan losses | 188,000 | 425,000 | 713,000 | 1,000,000 |
| Pretax income | 1,388,000 | 2,712,000 | 3,918,000 | 5,044,000 |
| Income tax | 245,000 | 467,000 | 658,000 | 651,000 |
| Net income | 1,143,000 | 2,245,000 | 3,260,000 | 4,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,205,000 | 40,552,000 | 41,013,000 | 41,830,000 |
| Total capital | 43,986,000 | 44,497,000 | 44,914,000 | 45,772,000 |
| Risk-weighted assets | 357,616,000 | 361,752,000 | 363,901,000 | 369,951,000 |