Call reports 2010
COMMUNITY NATIONAL BANK — 2010
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 507,571,000 | 497,087,000 | 526,182,000 | 545,104,000 |
| Total loans | 384,010,000 | 385,685,000 | 389,935,000 | 391,358,000 |
| Allowance for loan losses | 3,546,000 | 3,439,000 | 3,706,000 | 3,728,000 |
| Securities available for sale | 22,872,000 | 22,620,000 | 22,514,000 | 21,430,000 |
| Securities held to maturity | 47,158,000 | 30,826,000 | 53,146,000 | 37,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,433,000 | 386,342,000 | 420,121,000 | 438,315,000 |
| Interest-bearing deposits | 348,321,000 | 332,009,000 | 362,867,000 | 382,621,000 |
| Noninterest-bearing deposits | 52,112,000 | 54,333,000 | 57,254,000 | 55,694,000 |
| Equity capital | 49,715,000 | 49,934,000 | 50,166,000 | 51,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,880,000 | 11,772,000 | 17,716,000 | 23,658,000 |
| Interest expense | 1,400,000 | 2,838,000 | 4,204,000 | 5,554,000 |
| Net interest income | 4,480,000 | 8,934,000 | 13,512,000 | 18,104,000 |
| Noninterest income | 1,231,000 | 2,418,000 | 3,638,000 | 5,632,000 |
| Noninterest expense | 4,193,000 | 8,442,000 | 12,661,000 | 16,917,000 |
| Provision for loan losses | 125,000 | 425,000 | 858,000 | 1,017,000 |
| Pretax income | 1,393,000 | 2,485,000 | 3,631,000 | 5,802,000 |
| Income tax | 235,000 | 365,000 | 503,000 | 998,000 |
| Net income | 1,158,000 | 2,120,000 | 3,128,000 | 4,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,505,000 | 37,815,000 | 38,199,000 | 39,609,000 |
| Total capital | 41,077,000 | 41,281,000 | 41,932,000 | 43,363,000 |
| Risk-weighted assets | 349,901,000 | 348,870,000 | 355,799,000 | 355,490,000 |