Call reports 2009
COMMUNITY NATIONAL BANK — 2009
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 485,100,000 | 478,653,000 | 495,297,000 | 504,457,000 |
| Total loans | 363,356,000 | 368,895,000 | 372,359,000 | 382,107,000 |
| Allowance for loan losses | 3,312,000 | 3,375,000 | 3,482,000 | 3,451,000 |
| Securities available for sale | 29,941,000 | 25,160,000 | 23,130,000 | 23,975,000 |
| Securities held to maturity | 40,092,000 | 32,878,000 | 49,770,000 | 44,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,898,000 | 384,229,000 | 403,123,000 | 418,912,000 |
| Interest-bearing deposits | 344,703,000 | 332,728,000 | 349,213,000 | 365,964,000 |
| Noninterest-bearing deposits | 50,195,000 | 51,501,000 | 53,910,000 | 52,948,000 |
| Equity capital | 47,312,000 | 48,296,000 | 48,316,000 | 49,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,085,000 | 12,039,000 | 18,018,000 | 24,090,000 |
| Interest expense | 1,887,000 | 3,596,000 | 5,239,000 | 6,711,000 |
| Net interest income | 4,198,000 | 8,443,000 | 12,779,000 | 17,379,000 |
| Noninterest income | 1,127,000 | 2,533,000 | 3,914,000 | 5,177,000 |
| Noninterest expense | 4,398,000 | 9,058,000 | 13,303,000 | 17,669,000 |
| Provision for loan losses | 125,000 | 250,000 | 425,000 | 625,000 |
| Pretax income | 826,000 | 2,139,000 | 3,436,000 | 4,733,000 |
| Income tax | -80,000 | 7,000 | 60,000 | 127,000 |
| Net income | 906,000 | 2,132,000 | 3,376,000 | 4,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,993,000 | 35,520,000 | 35,666,000 | 36,884,000 |
| Total capital | 37,305,000 | 38,895,000 | 39,148,000 | 40,335,000 |
| Risk-weighted assets | 331,153,000 | 330,685,000 | 337,398,000 | 347,639,000 |