Call reports 2007
COMMUNITY NATIONAL BANK — 2007
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 338,727,000 | 334,215,000 | 350,344,000 | 372,427,000 |
| Total loans | 266,420,000 | 264,311,000 | 256,418,000 | 260,441,000 |
| Allowance for loan losses | 2,296,000 | 2,309,000 | 2,321,000 | 2,239,000 |
| Securities available for sale | 21,717,000 | 21,692,000 | 25,074,000 | 23,335,000 |
| Securities held to maturity | 20,788,000 | 19,260,000 | 29,432,000 | 34,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,167,000 | 280,582,000 | 302,016,000 | 306,834,000 |
| Interest-bearing deposits | 244,213,000 | 232,058,000 | 251,554,000 | 260,220,000 |
| Noninterest-bearing deposits | 46,954,000 | 48,524,000 | 50,462,000 | 46,614,000 |
| Equity capital | 31,304,000 | 31,757,000 | 31,954,000 | 46,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,260,000 | 10,622,000 | 16,045,000 | 21,689,000 |
| Interest expense | 1,993,000 | 4,005,000 | 6,106,000 | 8,369,000 |
| Net interest income | 3,267,000 | 6,617,000 | 9,939,000 | 13,320,000 |
| Noninterest income | 703,000 | 1,597,000 | 2,708,000 | 3,448,000 |
| Noninterest expense | 3,076,000 | 6,135,000 | 9,225,000 | 12,057,000 |
| Provision for loan losses | 38,000 | 75,000 | 122,000 | 148,000 |
| Pretax income | 856,000 | 2,004,000 | 3,300,000 | 4,563,000 |
| Income tax | 132,000 | 358,000 | 624,000 | 851,000 |
| Net income | 724,000 | 1,646,000 | 2,676,000 | 3,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,502,000 | 31,969,000 | 32,020,000 | 46,267,000 |
| Total capital | 33,798,000 | 34,278,000 | 34,341,000 | 48,506,000 |
| Risk-weighted assets | 234,420,000 | 232,569,000 | 229,512,000 | 237,658,000 |