Call reports 2006
COMMUNITY NATIONAL BANK — 2006
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 349,208,000 | 335,899,000 | 358,206,000 | 351,729,000 |
| Total loans | 259,124,000 | 264,062,000 | 265,985,000 | 268,664,000 |
| Allowance for loan losses | 2,221,000 | 2,239,000 | 2,279,000 | 2,268,000 |
| Securities available for sale | 33,357,000 | 31,208,000 | 27,464,000 | 22,612,000 |
| Securities held to maturity | 28,465,000 | 13,574,000 | 30,778,000 | 21,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,851,000 | 270,724,000 | 295,501,000 | 301,624,000 |
| Interest-bearing deposits | 239,447,000 | 222,754,000 | 246,582,000 | 253,586,000 |
| Noninterest-bearing deposits | 45,404,000 | 47,970,000 | 48,919,000 | 48,038,000 |
| Equity capital | 29,561,000 | 29,907,000 | 30,385,000 | 30,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,874,000 | 10,062,000 | 15,355,000 | 20,975,000 |
| Interest expense | 1,617,000 | 3,464,000 | 5,542,000 | 7,703,000 |
| Net interest income | 3,257,000 | 6,598,000 | 9,813,000 | 13,272,000 |
| Noninterest income | 670,000 | 1,508,000 | 2,300,000 | 3,067,000 |
| Noninterest expense | 3,050,000 | 6,042,000 | 9,015,000 | 11,844,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 138,000 |
| Pretax income | 839,000 | 1,989,000 | 2,985,000 | 4,357,000 |
| Income tax | 132,000 | 365,000 | 538,000 | 815,000 |
| Net income | 707,000 | 1,624,000 | 2,447,000 | 3,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,037,000 | 30,463,000 | 30,762,000 | 30,779,000 |
| Total capital | 32,258,000 | 32,702,000 | 33,041,000 | 33,047,000 |
| Risk-weighted assets | 222,327,000 | 227,207,000 | 234,634,000 | 235,901,000 |