Call reports 2002
COMMUNITY NATIONAL BANK — 2002
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 288,515,000 | 290,207,000 | 302,501,000 | 309,197,000 |
| Total loans | 190,132,000 | 194,088,000 | 199,729,000 | 206,203,000 |
| Allowance for loan losses | 2,113,000 | 2,195,000 | 2,161,000 | 2,156,000 |
| Securities available for sale | 40,228,000 | 42,060,000 | 39,608,000 | 41,075,000 |
| Securities held to maturity | 38,303,000 | 38,352,000 | 43,116,000 | 38,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,215,000 | 240,236,000 | 254,265,000 | 262,780,000 |
| Interest-bearing deposits | 213,342,000 | 209,234,000 | 218,826,000 | 228,619,000 |
| Noninterest-bearing deposits | 30,873,000 | 31,002,000 | 35,439,000 | 34,161,000 |
| Equity capital | 21,729,000 | 22,987,000 | 23,481,000 | 24,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,569,000 | 9,155,000 | 13,760,000 | 18,378,000 |
| Interest expense | 1,793,000 | 3,485,000 | 5,133,000 | 6,679,000 |
| Net interest income | 2,776,000 | 5,670,000 | 8,627,000 | 11,699,000 |
| Noninterest income | 689,000 | 1,861,000 | 2,564,000 | 3,288,000 |
| Noninterest expense | 2,545,000 | 4,855,000 | 7,425,000 | 10,187,000 |
| Provision for loan losses | 132,000 | 226,000 | 276,000 | 326,000 |
| Pretax income | 792,000 | 2,454,000 | 3,521,000 | 4,505,000 |
| Income tax | 156,000 | 604,000 | 854,000 | 955,000 |
| Net income | 636,000 | 1,850,000 | 2,667,000 | 3,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,909,000 | 22,630,000 | 22,673,000 | 23,243,000 |
| Total capital | 23,825,000 | 24,582,000 | 24,727,000 | 25,350,000 |
| Risk-weighted assets | 153,056,000 | 155,880,000 | 164,429,000 | 168,550,000 |