Call reports 2001
COMMUNITY NATIONAL BANK — 2001
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 246,313,000 | 248,755,000 | 267,903,000 | 288,403,000 |
| Total loans | 173,530,000 | 179,377,000 | 184,700,000 | 192,205,000 |
| Allowance for loan losses | 1,837,000 | 1,879,000 | 1,936,000 | 2,008,000 |
| Securities available for sale | 16,370,000 | 15,337,000 | 19,625,000 | 32,514,000 |
| Securities held to maturity | 39,844,000 | 33,562,000 | 33,430,000 | 40,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,404,000 | 207,044,000 | 222,777,000 | 239,712,000 |
| Interest-bearing deposits | 181,511,000 | 180,887,000 | 194,871,000 | 207,345,000 |
| Noninterest-bearing deposits | 23,893,000 | 26,157,000 | 27,906,000 | 32,367,000 |
| Equity capital | 21,332,000 | 21,405,000 | 21,658,000 | 22,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,747,000 | 9,476,000 | 14,187,000 | 18,967,000 |
| Interest expense | 2,367,000 | 4,588,000 | 6,673,000 | 8,586,000 |
| Net interest income | 2,380,000 | 4,888,000 | 7,514,000 | 10,381,000 |
| Noninterest income | 475,000 | 1,006,000 | 1,551,000 | 2,166,000 |
| Noninterest expense | 2,179,000 | 4,342,000 | 6,588,000 | 8,580,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 410,000 |
| Pretax income | 616,000 | 1,526,000 | 2,402,000 | 3,728,000 |
| Income tax | 132,000 | 362,000 | 575,000 | 886,000 |
| Net income | 484,000 | 1,164,000 | 1,827,000 | 2,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,166,000 | 21,287,000 | 21,458,000 | 22,051,000 |
| Total capital | 22,796,000 | 22,982,000 | 23,267,000 | 23,975,000 |
| Risk-weighted assets | 130,186,000 | 135,423,000 | 144,602,000 | 153,814,000 |