Call report 2005Q4
CHOICE BANK — 2005Q4
The 22 measures CHOICE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,071,000 | USD | evidence → |
| Total loans | 71,204,000 | USD | evidence → |
| Allowance for loan losses | 475,000 | USD | evidence → |
| Securities available for sale | 1,907,000 | USD | evidence → |
| Securities held to maturity | 3,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,145,000 | USD | evidence → |
| Interest-bearing deposits | 68,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,491,000 | USD | evidence → |
| Equity capital | 11,327,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,946,000 | USD | evidence → |
| Interest expense | 1,358,000 | USD | evidence → |
| Net interest income | 3,588,000 | USD | evidence → |
| Noninterest income | 2,172,000 | USD | evidence → |
| Noninterest expense | 4,190,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 1,300,000 | USD | evidence → |
| Income tax | 559,000 | USD | evidence → |
| Net income | 741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,356,000 | USD | evidence → |
| Total capital | 11,845,000 | USD | evidence → |
| Risk-weighted assets | 77,338,000 | USD | evidence → |