Call reports 2015
MAPLE BANK — 2015
What MAPLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,643,000 | 47,548,000 | 45,585,000 | 47,072,000 |
| Total loans | 33,908,000 | 35,120,000 | 35,599,000 | 38,729,000 |
| Allowance for loan losses | 921,000 | 925,000 | 940,000 | 950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,013,000 | 38,207,000 | 36,161,000 | 35,554,000 |
| Interest-bearing deposits | 30,230,000 | 28,704,000 | 27,615,000 | 25,913,000 |
| Noninterest-bearing deposits | 7,783,000 | 9,503,000 | 8,546,000 | 9,641,000 |
| Equity capital | 5,837,000 | 6,751,000 | 6,814,000 | 6,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,042,000 | 1,559,000 | 2,061,000 |
| Interest expense | 74,000 | 139,000 | 192,000 | 241,000 |
| Net interest income | 490,000 | 903,000 | 1,367,000 | 1,820,000 |
| Noninterest income | -39,000 | -43,000 | 258,000 | 229,000 |
| Noninterest expense | 528,000 | 1,085,000 | 1,704,000 | 2,273,000 |
| Provision for loan losses | 15,000 | 15,000 | 30,000 | 40,000 |
| Pretax income | -92,000 | -240,000 | -109,000 | -264,000 |
| Income tax | -43,000 | -105,000 | -37,000 | -105,000 |
| Net income | -49,000 | -135,000 | -72,000 | -159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,785,000 | 5,150,000 | 5,280,000 | 5,633,000 |
| Total capital | 5,213,000 | 5,618,000 | 5,741,000 | 6,138,000 |
| Risk-weighted assets | 33,807,000 | 36,346,000 | 35,781,000 | 39,294,000 |