Call reports 2014
MAPLE BANK — 2014
What MAPLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 50,780,000 | 46,971,000 | 47,684,000 | 46,666,000 |
| Total loans | 38,154,000 | 36,745,000 | 34,822,000 | 35,096,000 |
| Allowance for loan losses | 872,000 | 915,000 | 968,000 | 988,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,665,000 | 40,839,000 | 41,407,000 | 40,599,000 |
| Interest-bearing deposits | 37,476,000 | 33,282,000 | 32,459,000 | 32,134,000 |
| Noninterest-bearing deposits | 7,189,000 | 7,557,000 | 8,948,000 | 8,465,000 |
| Equity capital | 6,044,000 | 5,961,000 | 6,010,000 | 5,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,073,000 | 1,570,000 | 2,048,000 |
| Interest expense | 93,000 | 177,000 | 256,000 | 333,000 |
| Net interest income | 458,000 | 896,000 | 1,314,000 | 1,715,000 |
| Noninterest income | -57,000 | -104,000 | 59,000 | -68,000 |
| Noninterest expense | 554,000 | 1,023,000 | 1,499,000 | 1,978,000 |
| Provision for loan losses | 92,000 | 179,000 | 202,000 | 209,000 |
| Pretax income | -245,000 | -410,000 | -328,000 | -540,000 |
| Income tax | -83,000 | -166,000 | -133,000 | -221,000 |
| Net income | -162,000 | -244,000 | -195,000 | -319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,948,000 | 4,648,000 | 4,606,000 | 4,393,000 |
| Total capital | 5,387,000 | 5,071,000 | 5,003,000 | 4,807,000 |
| Risk-weighted assets | 34,672,000 | 33,369,000 | 31,185,000 | 32,533,000 |