Call reports 2013
MAPLE BANK — 2013
What MAPLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,157,000 | 56,569,000 | 54,688,000 | 54,126,000 |
| Total loans | 40,770,000 | 39,251,000 | 39,124,000 | 38,607,000 |
| Allowance for loan losses | 752,000 | 853,000 | 879,000 | 780,000 |
| Securities available for sale | 250,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,715,000 | 50,038,000 | 48,156,000 | 47,557,000 |
| Interest-bearing deposits | 41,898,000 | 40,459,000 | 38,420,000 | 38,918,000 |
| Noninterest-bearing deposits | 7,817,000 | 9,579,000 | 9,736,000 | 8,639,000 |
| Equity capital | 6,017,000 | 6,103,000 | 6,147,000 | 6,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,300,000 | 1,920,000 | 2,481,000 |
| Interest expense | 120,000 | 227,000 | 331,000 | 428,000 |
| Net interest income | 548,000 | 1,073,000 | 1,589,000 | 2,053,000 |
| Noninterest income | 75,000 | 150,000 | 181,000 | 130,000 |
| Noninterest expense | 404,000 | 813,000 | 1,209,000 | 1,622,000 |
| Provision for loan losses | 115,000 | 215,000 | 240,000 | 141,000 |
| Pretax income | 104,000 | 195,000 | 321,000 | 420,000 |
| Income tax | 42,000 | 46,000 | 129,000 | 170,000 |
| Net income | 62,000 | 149,000 | 192,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,971,000 | 5,061,000 | 5,084,000 | 5,423,000 |
| Total capital | 5,382,000 | 5,551,000 | 5,572,000 | 5,908,000 |
| Risk-weighted assets | 40,110,000 | 39,137,000 | 38,610,000 | 38,550,000 |