Call reports 2012
MAPLE BANK — 2012
What MAPLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,625,000 | 56,432,000 | 56,359,000 | 58,369,000 |
| Total loans | 39,568,000 | 38,693,000 | 40,958,000 | 43,009,000 |
| Allowance for loan losses | 1,056,000 | 798,000 | 861,000 | 886,000 |
| Securities available for sale | 1,344,000 | 1,036,000 | 831,000 | 527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,157,000 | 48,957,000 | 49,772,000 | 51,693,000 |
| Interest-bearing deposits | 42,871,000 | 40,437,000 | 41,252,000 | 43,254,000 |
| Noninterest-bearing deposits | 8,286,000 | 8,520,000 | 8,520,000 | 8,438,000 |
| Equity capital | 6,417,000 | 6,406,000 | 5,842,000 | 5,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,272,000 | 1,926,000 | 2,617,000 |
| Interest expense | 149,000 | 287,000 | 420,000 | 547,000 |
| Net interest income | 499,000 | 985,000 | 1,506,000 | 2,070,000 |
| Noninterest income | -156,000 | -246,000 | -1,004,000 | -988,000 |
| Noninterest expense | 389,000 | 798,000 | 1,138,000 | 1,500,000 |
| Provision for loan losses | 60,000 | 60,000 | 427,000 | 451,000 |
| Pretax income | -106,000 | -119,000 | -1,063,000 | -869,000 |
| Income tax | -44,000 | -50,000 | -433,000 | -355,000 |
| Net income | -62,000 | -69,000 | -630,000 | -514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,660,000 | 5,412,000 | 4,549,000 | 4,867,000 |
| Total capital | 6,202,000 | 5,930,000 | 5,080,000 | 5,403,000 |
| Risk-weighted assets | 42,811,000 | 41,124,000 | 42,118,000 | 43,238,000 |