Call reports 2010
MAPLE BANK — 2010
What MAPLE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,625,000 | 63,812,000 | 65,511,000 | 61,138,000 |
| Total loans | 39,407,000 | 40,841,000 | 40,960,000 | 37,991,000 |
| Allowance for loan losses | 1,553,000 | 2,097,000 | 1,877,000 | 1,814,000 |
| Securities available for sale | 5,066,000 | 4,876,000 | 3,767,000 | 3,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,556,000 | 55,119,000 | 57,178,000 | 52,745,000 |
| Interest-bearing deposits | 47,839,000 | 51,263,000 | 52,402,000 | 47,703,000 |
| Noninterest-bearing deposits | 3,717,000 | 3,856,000 | 4,776,000 | 5,042,000 |
| Equity capital | 6,855,000 | 6,473,000 | 6,407,000 | 6,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,250,000 | 1,895,000 | 2,538,000 |
| Interest expense | 229,000 | 478,000 | 739,000 | 967,000 |
| Net interest income | 366,000 | 772,000 | 1,156,000 | 1,571,000 |
| Noninterest income | 522,000 | 506,000 | 510,000 | 491,000 |
| Noninterest expense | 382,000 | 855,000 | 1,306,000 | 1,809,000 |
| Provision for loan losses | -652,000 | -63,000 | -63,000 | -204,000 |
| Pretax income | 1,158,000 | 486,000 | 423,000 | 457,000 |
| Income tax | 467,000 | 193,000 | 194,000 | 195,000 |
| Net income | 691,000 | 293,000 | 229,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,128,000 | 5,504,000 | 5,495,000 | 5,514,000 |
| Total capital | 6,674,000 | 6,062,000 | 6,064,000 | 6,049,000 |
| Risk-weighted assets | 42,646,000 | 43,101,000 | 44,167,000 | 41,507,000 |