Call reports 2008
MAPLE BANK — 2008
What MAPLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 45,635,000 | 41,427,000 | 43,589,000 | 46,786,000 |
| Total loans | 34,649,000 | 33,720,000 | 38,590,000 | 41,397,000 |
| Allowance for loan losses | 832,000 | 887,000 | 983,000 | 816,000 |
| Securities available for sale | 3,040,000 | 3,251,000 | 2,753,000 | 1,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,808,000 | 31,709,000 | 33,180,000 | 37,283,000 |
| Interest-bearing deposits | 30,706,000 | 26,983,000 | 28,308,000 | 33,668,000 |
| Noninterest-bearing deposits | 5,102,000 | 4,726,000 | 4,873,000 | 3,615,000 |
| Equity capital | 6,664,000 | 6,616,000 | 6,440,000 | 6,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,408,000 | 2,048,000 | 2,690,000 |
| Interest expense | 358,000 | 662,000 | 945,000 | 1,256,000 |
| Net interest income | 384,000 | 746,000 | 1,103,000 | 1,434,000 |
| Noninterest income | 67,000 | 135,000 | 183,000 | 195,000 |
| Noninterest expense | 384,000 | 782,000 | 1,158,000 | 1,510,000 |
| Provision for loan losses | 282,000 | 340,000 | 680,000 | 1,180,000 |
| Pretax income | -215,000 | -241,000 | -552,000 | -1,061,000 |
| Income tax | -89,000 | -100,000 | -228,000 | -424,000 |
| Net income | -126,000 | -141,000 | -324,000 | -637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,629,000 | 6,614,000 | 6,431,000 | 6,118,000 |
| Total capital | 7,099,000 | 7,050,000 | 6,930,000 | 6,654,000 |
| Risk-weighted assets | 37,249,000 | 34,444,000 | 39,801,000 | 42,613,000 |