Call reports 2007
MAPLE BANK — 2007
What MAPLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,040,000 | 43,520,000 | 42,540,000 | 44,404,000 |
| Total loans | 34,968,000 | 32,821,000 | 34,326,000 | 35,644,000 |
| Allowance for loan losses | 449,000 | 464,000 | 524,000 | 570,000 |
| Securities available for sale | 3,914,000 | 6,363,000 | 6,403,000 | 4,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,738,000 | 34,669,000 | 32,320,000 | 34,481,000 |
| Interest-bearing deposits | 28,453,000 | 30,303,000 | 29,145,000 | 30,334,000 |
| Noninterest-bearing deposits | 4,286,000 | 4,367,000 | 3,174,000 | 4,147,000 |
| Equity capital | 6,587,000 | 6,671,000 | 6,796,000 | 6,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,716,000 | 2,603,000 | 3,362,000 |
| Interest expense | 350,000 | 744,000 | 1,144,000 | 1,536,000 |
| Net interest income | 530,000 | 972,000 | 1,459,000 | 1,826,000 |
| Noninterest income | 49,000 | 91,000 | 138,000 | 190,000 |
| Noninterest expense | 335,000 | 679,000 | 1,020,000 | 1,325,000 |
| Provision for loan losses | 25,000 | 40,000 | 100,000 | 146,000 |
| Pretax income | 219,000 | 344,000 | 477,000 | 545,000 |
| Income tax | 51,000 | 77,000 | 106,000 | 207,000 |
| Net income | 168,000 | 267,000 | 371,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,585,000 | 6,684,000 | 6,790,000 | 6,755,000 |
| Total capital | 7,034,000 | 7,111,000 | 7,252,000 | 7,235,000 |
| Risk-weighted assets | 38,712,000 | 34,849,000 | 36,932,000 | 38,299,000 |