Call reports 2006
MAPLE BANK — 2006
What MAPLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,818,000 | 42,701,000 | 44,245,000 | 43,111,000 |
| Total loans | 32,918,000 | 33,840,000 | 35,271,000 | 36,729,000 |
| Allowance for loan losses | 381,000 | 429,000 | 429,000 | 424,000 |
| Securities available for sale | 1,656,000 | 2,889,000 | 3,882,000 | 4,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,633,000 | 34,817,000 | 36,122,000 | 34,793,000 |
| Interest-bearing deposits | 27,576,000 | 28,547,000 | 28,027,000 | 28,430,000 |
| Noninterest-bearing deposits | 5,057,000 | 6,270,000 | 8,095,000 | 6,363,000 |
| Equity capital | 5,886,000 | 6,022,000 | 6,214,000 | 6,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,543,000 | 2,383,000 | 3,240,000 |
| Interest expense | 246,000 | 567,000 | 923,000 | 1,282,000 |
| Net interest income | 480,000 | 976,000 | 1,460,000 | 1,958,000 |
| Noninterest income | 83,000 | 148,000 | 196,000 | 237,000 |
| Noninterest expense | 356,000 | 694,000 | 998,000 | 1,284,000 |
| Provision for loan losses | 80,000 | 117,000 | 117,000 | 117,000 |
| Pretax income | 127,000 | 313,000 | 541,000 | 794,000 |
| Income tax | 30,000 | 73,000 | 126,000 | 181,000 |
| Net income | 97,000 | 240,000 | 415,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,903,000 | 6,046,000 | 6,219,000 | 6,418,000 |
| Total capital | 6,284,000 | 6,475,000 | 6,648,000 | 6,842,000 |
| Risk-weighted assets | 34,687,000 | 36,436,000 | 38,157,000 | 37,841,000 |