Call reports 2005
MAPLE BANK — 2005
What MAPLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,156,000 | 30,043,000 | 31,735,000 | 36,512,000 |
| Total loans | 20,646,000 | 22,055,000 | 23,423,000 | 30,747,000 |
| Allowance for loan losses | 274,000 | 274,000 | 294,000 | 329,000 |
| Securities available for sale | 1,157,000 | 2,368,000 | 1,666,000 | 1,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,741,000 | 23,596,000 | 25,748,000 | 28,423,000 |
| Interest-bearing deposits | 17,304,000 | 19,232,000 | 19,749,000 | 23,704,000 |
| Noninterest-bearing deposits | 4,437,000 | 4,364,000 | 5,999,000 | 4,719,000 |
| Equity capital | 3,626,000 | 3,668,000 | 3,713,000 | 5,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 838,000 | 1,371,000 | 1,961,000 |
| Interest expense | 116,000 | 223,000 | 374,000 | 563,000 |
| Net interest income | 277,000 | 615,000 | 997,000 | 1,398,000 |
| Noninterest income | 85,000 | 125,000 | 173,000 | 240,000 |
| Noninterest expense | 357,000 | 691,000 | 1,034,000 | 1,359,000 |
| Provision for loan losses | 13,000 | 13,000 | 33,000 | 68,000 |
| Pretax income | -8,000 | 36,000 | 103,000 | 211,000 |
| Income tax | -2,000 | 6,000 | 21,000 | 46,000 |
| Net income | -6,000 | 30,000 | 82,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,614,000 | 3,671,000 | 3,727,000 | 5,805,000 |
| Total capital | 3,888,000 | 3,945,000 | 4,021,000 | 6,134,000 |
| Risk-weighted assets | 21,501,000 | 23,350,000 | 25,697,000 | 31,839,000 |