Call reports 2004
MAPLE BANK — 2004
What MAPLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 17,002,000 | 16,533,000 | 23,717,000 | 25,585,000 |
| Total loans | 9,169,000 | 13,909,000 | 19,548,000 | 19,746,000 |
| Allowance for loan losses | 119,000 | 176,000 | 258,000 | 267,000 |
| Securities available for sale | 677,000 | 666,000 | 672,000 | 670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,870,000 | 12,338,000 | 17,811,000 | 19,185,000 |
| Interest-bearing deposits | 9,729,000 | 10,456,000 | 15,990,000 | 17,180,000 |
| Noninterest-bearing deposits | 3,141,000 | 1,882,000 | 1,821,000 | 2,005,000 |
| Equity capital | 3,627,000 | 3,676,000 | 3,643,000 | 3,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 362,000 | 682,000 | 1,040,000 |
| Interest expense | 35,000 | 78,000 | 155,000 | 262,000 |
| Net interest income | 104,000 | 284,000 | 527,000 | 778,000 |
| Noninterest income | 24,000 | 46,000 | 91,000 | 124,000 |
| Noninterest expense | 238,000 | 500,000 | 755,000 | 1,038,000 |
| Provision for loan losses | 59,000 | 117,000 | 199,000 | 207,000 |
| Pretax income | -169,000 | -287,000 | -336,000 | -343,000 |
| Income tax | -39,000 | -67,000 | -76,000 | -78,000 |
| Net income | -130,000 | -220,000 | -260,000 | -265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,509,000 | 3,685,000 | 3,646,000 | 3,641,000 |
| Total capital | 3,628,000 | 3,861,000 | 3,904,000 | 3,908,000 |
| Risk-weighted assets | 11,632,000 | 14,645,000 | 21,688,000 | 21,583,000 |