Call reports 2001
F & M BANK-NORTHERN VIRGINIA — 2001
What F & M BANK-NORTHERN VIRGINIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 941,818,000 | 960,935,000 | 962,666,000 | 979,747,000 |
| Total loans | 507,180,000 | 534,700,000 | 509,794,000 | 531,890,000 |
| Allowance for loan losses | 5,547,000 | 5,151,000 | 8,170,000 | 8,116,000 |
| Securities available for sale | 17,339,000 | 148,019,000 | 238,655,000 | 206,687,000 |
| Securities held to maturity | 167,222,000 | 100,194,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,896,000 | 779,963,000 | 780,797,000 | 810,641,000 |
| Interest-bearing deposits | 631,359,000 | 652,347,000 | 650,001,000 | 637,247,000 |
| Noninterest-bearing deposits | 128,537,000 | 127,616,000 | 130,796,000 | 173,394,000 |
| Equity capital | 67,614,000 | 68,156,000 | 67,382,000 | 70,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 14,663,000 | 29,223,000 | 43,108,000 | 56,502,000 |
| Interest expense | 5,686,000 | 10,876,000 | 15,795,000 | 19,937,000 |
| Net interest income | 8,977,000 | 18,347,000 | 27,313,000 | 36,565,000 |
| Noninterest income | 2,794,000 | 5,953,000 | 9,037,000 | 13,182,000 |
| Noninterest expense | 6,882,000 | 16,078,000 | 32,361,000 | 40,506,000 |
| Provision for loan losses | 73,000 | 373,000 | 3,373,000 | 3,373,000 |
| Pretax income | 4,816,000 | 7,849,000 | 616,000 | 6,546,000 |
| Income tax | 1,675,000 | 2,760,000 | 201,000 | 2,266,000 |
| Net income | 3,141,000 | 5,089,000 | 415,000 | 4,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,970,000 | 67,115,000 | 62,530,000 | 66,485,000 |
| Total capital | 72,517,000 | 72,266,000 | 69,583,000 | 73,716,000 |
| Risk-weighted assets | 551,056,000 | 565,339,000 | 563,132,000 | 577,614,000 |