Call reports 2002
BANK OF ST. CHARLES COUNTY — 2002
What BANK OF ST. CHARLES COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 |
|---|---|
| Total assets | 70,295,000 |
| Total loans | 43,747,000 |
| Allowance for loan losses | 542,000 |
| Securities available for sale | 12,154,000 |
| Securities held to maturity | 113,000 |
| Trading assets | 0 |
| Total deposits | 59,860,000 |
| Interest-bearing deposits | 51,012,000 |
| Noninterest-bearing deposits | 8,848,000 |
| Equity capital | 9,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 |
|---|---|
| Interest income | 830,000 |
| Interest expense | 285,000 |
| Net interest income | 545,000 |
| Noninterest income | 98,000 |
| Noninterest expense | 379,000 |
| Provision for loan losses | 0 |
| Pretax income | 264,000 |
| Income tax | 80,000 |
| Net income | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 |
|---|---|
| Tier 1 capital | 7,240,000 |
| Total capital | 7,782,000 |
| Risk-weighted assets | 55,685,000 |