Call reports 2001
BANK OF ST. CHARLES COUNTY — 2001
What BANK OF ST. CHARLES COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,280,000 | 65,490,000 | 69,232,000 | 69,373,000 |
| Total loans | 42,660,000 | 43,469,000 | 44,330,000 | 44,734,000 |
| Allowance for loan losses | 542,000 | 540,000 | 542,000 | 542,000 |
| Securities available for sale | 10,453,000 | 10,545,000 | 11,060,000 | 11,184,000 |
| Securities held to maturity | 1,584,000 | 1,032,000 | 483,000 | 113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,017,000 | 59,026,000 | 58,282,000 | 58,883,000 |
| Interest-bearing deposits | 50,971,000 | 49,466,000 | 48,543,000 | 49,837,000 |
| Noninterest-bearing deposits | 10,046,000 | 9,560,000 | 9,739,000 | 9,046,000 |
| Equity capital | 5,842,000 | 5,972,000 | 10,140,000 | 9,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,324,000 | 19,000 | 896,000 |
| Interest expense | 635,000 | 1,208,000 | 10,000 | 308,000 |
| Net interest income | 547,000 | 1,116,000 | 9,000 | 588,000 |
| Noninterest income | 101,000 | 206,000 | 0 | 98,000 |
| Noninterest expense | 366,000 | 732,000 | 0 | 398,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 282,000 | 590,000 | 9,000 | 288,000 |
| Income tax | 87,000 | 183,000 | 3,000 | 88,000 |
| Net income | 195,000 | 407,000 | 6,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,762,000 | 5,873,000 | 6,780,000 | 7,012,000 |
| Total capital | 6,304,000 | 6,413,000 | 7,322,000 | 7,554,000 |
| Risk-weighted assets | 52,839,000 | 51,109,000 | 53,891,000 | 55,454,000 |