Call reports 2008
BELVIDERE NATIONAL BANK AND TRUST COMPANY, THE — 2008
What BELVIDERE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 253,602,000 | 252,556,000 |
| Total loans | 139,706,000 | 138,397,000 |
| Allowance for loan losses | 2,102,000 | 2,048,000 |
| Securities available for sale | 89,153,000 | 84,486,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 837,000 | 869,000 |
| Total deposits | 221,804,000 | 221,900,000 |
| Interest-bearing deposits | 196,287,000 | 199,446,000 |
| Noninterest-bearing deposits | 25,517,000 | 22,454,000 |
| Equity capital | 20,193,000 | 19,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 3,641,000 | 6,841,000 |
| Interest expense | 1,528,000 | 2,863,000 |
| Net interest income | 2,113,000 | 3,978,000 |
| Noninterest income | 1,285,000 | 2,628,000 |
| Noninterest expense | 2,435,000 | 4,885,000 |
| Provision for loan losses | 30,000 | 30,000 |
| Pretax income | 971,000 | 1,729,000 |
| Income tax | 4,000 | 5,000 |
| Net income | 967,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 18,385,000 | 19,122,000 |
| Total capital | 20,487,000 | 21,170,000 |
| Risk-weighted assets | 179,458,000 | 178,092,000 |