Call reports 2001
BELVIDERE NATIONAL BANK AND TRUST COMPANY, THE — 2001
What BELVIDERE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 199,631,000 | 208,635,000 | 219,262,000 | 206,057,000 |
| Total loans | 120,496,000 | 116,170,000 | 118,806,000 | 118,596,000 |
| Allowance for loan losses | 1,180,000 | 1,219,000 | 1,268,000 | 1,391,000 |
| Securities available for sale | 61,594,000 | 62,964,000 | 65,466,000 | 66,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 108,000 | 114,000 | 135,000 | 185,000 |
| Total deposits | 172,126,000 | 178,671,000 | 187,883,000 | 179,417,000 |
| Interest-bearing deposits | 157,880,000 | 163,174,000 | 171,424,000 | 159,273,000 |
| Noninterest-bearing deposits | 14,246,000 | 15,497,000 | 16,459,000 | 20,144,000 |
| Equity capital | 23,928,000 | 24,000,000 | 24,949,000 | 21,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,540,000 | 6,979,000 | 10,342,000 | 13,506,000 |
| Interest expense | 1,870,000 | 3,543,000 | 5,081,000 | 6,344,000 |
| Net interest income | 1,670,000 | 3,436,000 | 5,261,000 | 7,162,000 |
| Noninterest income | 866,000 | 1,737,000 | 2,601,000 | 3,311,000 |
| Noninterest expense | 1,925,000 | 3,830,000 | 5,701,000 | 7,561,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 450,000 |
| Pretax income | 527,000 | 1,186,000 | 1,928,000 | 2,585,000 |
| Income tax | 162,000 | 354,000 | 585,000 | 775,000 |
| Net income | 365,000 | 832,000 | 1,343,000 | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,006,000 | 23,318,000 | 23,674,000 | 20,292,000 |
| Total capital | 24,186,000 | 24,537,000 | 24,942,000 | 21,683,000 |
| Risk-weighted assets | 152,334,000 | 155,538,000 | 159,737,000 | 156,343,000 |