Call reports 2025
SOLOMON STATE BANK — 2025
What SOLOMON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 178,021,000 | 174,702,000 | 184,733,000 | 181,833,000 |
| Total loans | 145,847,000 | 142,741,000 | 143,257,000 | 141,292,000 |
| Allowance for loan losses | 4,911,000 | 5,219,000 | 5,244,000 | 5,101,000 |
| Securities available for sale | 26,849,000 | 24,400,000 | 34,534,000 | 35,633,000 |
| Securities held to maturity | 31,000 | 31,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,412,000 | 139,040,000 | 148,624,000 | 145,756,000 |
| Interest-bearing deposits | 127,682,000 | 125,974,000 | 135,234,000 | 131,768,000 |
| Noninterest-bearing deposits | 14,730,000 | 13,066,000 | 13,390,000 | 13,988,000 |
| Equity capital | 34,046,000 | 33,947,000 | 34,328,000 | 33,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,639,000 | 5,364,000 | 8,162,000 | 11,011,000 |
| Interest expense | 899,000 | 1,909,000 | 2,923,000 | 3,989,000 |
| Net interest income | 1,740,000 | 3,455,000 | 5,239,000 | 7,022,000 |
| Noninterest income | 28,000 | 50,000 | 73,000 | 102,000 |
| Noninterest expense | 827,000 | 1,605,000 | 2,530,000 | 3,247,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 941,000 | 1,900,000 | 2,782,000 | 3,877,000 |
| Income tax | 68,000 | 108,000 | 147,000 | 194,000 |
| Net income | 873,000 | 1,792,000 | 2,635,000 | 3,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,005,000 | 33,923,000 | 34,267,000 | 33,715,000 |