Call reports 2026
BANK OF ANN ARBOR — 2026
What BANK OF ANN ARBOR reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,329,445,000 | 3,496,950,000 |
| Total loans | 2,699,853,000 | 2,665,867,000 |
| Allowance for loan losses | 33,054,000 | 32,876,000 |
| Securities available for sale | 143,632,000 | 134,293,000 |
| Securities held to maturity | 108,005,000 | 104,404,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,738,030,000 | 2,843,062,000 |
| Interest-bearing deposits | 1,866,889,000 | 1,990,174,000 |
| Noninterest-bearing deposits | 871,141,000 | 852,888,000 |
| Equity capital | 481,038,000 | 498,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 45,002,000 | 91,440,000 |
| Interest expense | 11,253,000 | 22,930,000 |
| Net interest income | 33,749,000 | 68,510,000 |
| Noninterest income | 5,439,000 | 11,317,000 |
| Noninterest expense | 17,617,000 | 35,699,000 |
| Provision for loan losses | 1,647,000 | 2,181,000 |
| Pretax income | 19,785,000 | 42,028,000 |
| Income tax | 3,899,000 | 8,492,000 |
| Net income | 15,886,000 | 33,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 416,738,000 | 434,705,000 |
| Total capital | 452,160,000 | 469,730,000 |
| Risk-weighted assets | 3,078,436,000 | 3,045,380,000 |