Call reports 2025
BANK OF ANN ARBOR — 2025
What BANK OF ANN ARBOR reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,244,258,000 | 3,289,248,000 | 3,299,623,000 | 3,340,777,000 |
| Total loans | 2,561,349,000 | 2,697,970,000 | 2,661,506,000 | 2,724,399,000 |
| Allowance for loan losses | 30,186,000 | 31,995,000 | 31,774,000 | 31,700,000 |
| Securities available for sale | 122,439,000 | 117,498,000 | 112,035,000 | 112,325,000 |
| Securities held to maturity | 142,801,000 | 140,359,000 | 138,145,000 | 133,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,700,807,000 | 2,659,681,000 | 2,772,600,000 | 2,741,282,000 |
| Interest-bearing deposits | 1,808,939,000 | 1,995,950,000 | 1,883,196,000 | 1,843,432,000 |
| Noninterest-bearing deposits | 891,868,000 | 663,731,000 | 889,404,000 | 897,850,000 |
| Equity capital | 437,321,000 | 452,413,000 | 462,817,000 | 475,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 43,481,000 | 88,305,000 | 135,051,000 | 180,584,000 |
| Interest expense | 12,525,000 | 25,520,000 | 38,816,000 | 50,585,000 |
| Net interest income | 30,956,000 | 62,785,000 | 96,235,000 | 129,999,000 |
| Noninterest income | 4,893,000 | 9,655,000 | 14,937,000 | 20,120,000 |
| Noninterest expense | 17,190,000 | 34,250,000 | 52,133,000 | 76,645,000 |
| Provision for loan losses | 2,341,000 | 4,376,000 | 5,462,000 | 5,538,000 |
| Pretax income | 17,029,000 | 35,210,000 | 54,852,000 | 70,317,000 |
| Income tax | 3,480,000 | 7,208,000 | 11,041,000 | 13,939,000 |
| Net income | 13,549,000 | 28,002,000 | 43,811,000 | 56,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 373,886,000 | 388,819,000 | 397,875,000 | 410,457,000 |
| Total capital | 407,621,000 | 423,679,000 | 432,635,000 | 444,386,000 |
| Risk-weighted assets | 2,981,735,000 | 3,098,631,000 | 3,058,546,000 | 3,101,701,000 |
Machine access — free, no API key
Every figure shown here about BANK OF ANN ARBOR — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.