Call reports 2022
BANK OF ANN ARBOR — 2022
What BANK OF ANN ARBOR reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,362,597,000 | 3,259,270,000 | 3,223,252,000 | 3,016,741,000 |
| Total loans | 2,073,467,000 | 2,118,867,000 | 2,148,234,000 | 2,249,732,000 |
| Allowance for loan losses | 33,311,000 | 33,288,000 | 34,152,000 | 35,140,000 |
| Securities available for sale | 333,234,000 | 108,078,000 | 108,873,000 | 106,156,000 |
| Securities held to maturity | 0 | 216,213,000 | 214,419,000 | 213,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,892,363,000 | 2,808,271,000 | 2,772,763,000 | 2,569,923,000 |
| Interest-bearing deposits | 2,689,718,000 | 2,604,724,000 | 2,563,630,000 | 2,378,064,000 |
| Noninterest-bearing deposits | 202,645,000 | 203,547,000 | 209,133,000 | 191,859,000 |
| Equity capital | 325,893,000 | 335,188,000 | 347,018,000 | 359,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 25,138,000 | 52,882,000 | 84,408,000 | 121,064,000 |
| Interest expense | 805,000 | 1,655,000 | 3,444,000 | 7,144,000 |
| Net interest income | 24,333,000 | 51,227,000 | 80,964,000 | 113,920,000 |
| Noninterest income | 4,298,000 | 8,978,000 | 13,885,000 | 17,659,000 |
| Noninterest expense | 15,342,000 | 32,036,000 | 48,196,000 | 68,530,000 |
| Provision for loan losses | 0 | 118,000 | 1,036,000 | 2,301,000 |
| Pretax income | 13,289,000 | 28,053,000 | 45,619,000 | 60,750,000 |
| Income tax | 2,724,000 | 5,742,000 | 9,343,000 | 12,159,000 |
| Net income | 10,565,000 | 22,311,000 | 36,276,000 | 48,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,447,000 | 272,495,000 | 285,380,000 | 299,987,000 |
| Total capital | 290,243,000 | 303,066,000 | 316,610,000 | 332,821,000 |
| Risk-weighted assets | 2,380,169,000 | 2,442,676,000 | 2,495,178,000 | 2,624,244,000 |