Call reports 2018
BANK OF ANN ARBOR — 2018
What BANK OF ANN ARBOR reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,574,556,000 | 1,596,418,000 | 1,654,462,000 | 1,686,849,000 |
| Total loans | 1,292,540,000 | 1,303,170,000 | 1,299,822,000 | 1,308,697,000 |
| Allowance for loan losses | 17,805,000 | 18,447,000 | 19,012,000 | 18,480,000 |
| Securities available for sale | 113,751,000 | 109,497,000 | 106,988,000 | 104,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,283,743,000 | 1,314,821,000 | 1,376,193,000 | 1,381,854,000 |
| Interest-bearing deposits | 1,140,973,000 | 1,165,229,000 | 1,219,562,000 | 1,226,374,000 |
| Noninterest-bearing deposits | 142,770,000 | 149,592,000 | 156,631,000 | 155,480,000 |
| Equity capital | 164,068,000 | 171,744,000 | 173,189,000 | 180,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,309,000 | 35,707,000 | 54,911,000 | 74,490,000 |
| Interest expense | 808,000 | 2,225,000 | 4,054,000 | 6,079,000 |
| Net interest income | 16,501,000 | 33,482,000 | 50,857,000 | 68,411,000 |
| Noninterest income | 3,223,000 | 6,747,000 | 10,201,000 | 14,083,000 |
| Noninterest expense | 9,573,000 | 19,697,000 | 29,568,000 | 41,740,000 |
| Provision for loan losses | 610,000 | 1,377,000 | 2,066,000 | 2,814,000 |
| Pretax income | 9,541,000 | 19,155,000 | 29,424,000 | 37,940,000 |
| Income tax | 1,878,000 | 3,780,000 | 5,809,000 | 7,229,000 |
| Net income | 7,663,000 | 15,375,000 | 23,615,000 | 30,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,922,000 | 155,897,000 | 157,723,000 | 165,143,000 |
| Total capital | 165,227,000 | 174,065,000 | 175,955,000 | 183,354,000 |
| Risk-weighted assets | 1,383,894,000 | 1,453,123,000 | 1,458,329,000 | 1,456,572,000 |