Call reports 2011
BANK OF ANN ARBOR — 2011
What BANK OF ANN ARBOR reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 699,411,000 | 710,703,000 | 785,423,000 | 777,699,000 |
| Total loans | 449,357,000 | 474,823,000 | 492,310,000 | 505,551,000 |
| Allowance for loan losses | 9,103,000 | 9,442,000 | 9,530,000 | 8,398,000 |
| Securities available for sale | 107,282,000 | 107,533,000 | 93,622,000 | 110,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,512,000 | 632,490,000 | 696,350,000 | 686,439,000 |
| Interest-bearing deposits | 499,954,000 | 502,300,000 | 547,656,000 | 534,872,000 |
| Noninterest-bearing deposits | 120,558,000 | 130,190,000 | 148,694,000 | 151,567,000 |
| Equity capital | 47,402,000 | 50,142,000 | 52,342,000 | 54,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,408,000 | 15,508,000 | 23,402,000 | 31,549,000 |
| Interest expense | 795,000 | 1,505,000 | 2,207,000 | 2,828,000 |
| Net interest income | 6,613,000 | 14,003,000 | 21,195,000 | 28,721,000 |
| Noninterest income | 2,488,000 | 4,553,000 | 7,377,000 | 9,919,000 |
| Noninterest expense | 6,071,000 | 12,175,000 | 19,168,000 | 26,719,000 |
| Provision for loan losses | 1,200,000 | 2,100,000 | 2,850,000 | 3,350,000 |
| Pretax income | 1,830,000 | 4,281,000 | 7,048,000 | 9,065,000 |
| Income tax | 455,000 | 1,130,000 | 1,892,000 | 2,219,000 |
| Net income | 1,375,000 | 3,151,000 | 5,156,000 | 6,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,059,000 | 48,895,000 | 50,976,000 | 52,760,000 |
| Total capital | 52,576,000 | 54,797,000 | 56,958,000 | 59,029,000 |
| Risk-weighted assets | 437,050,000 | 468,591,000 | 474,987,000 | 499,409,000 |