Call reports 2001
BANK OF ANN ARBOR — 2001
What BANK OF ANN ARBOR reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 194,630,000 | 206,476,000 | 233,404,000 | 240,007,000 |
| Total loans | 139,863,000 | 147,460,000 | 154,323,000 | 155,192,000 |
| Allowance for loan losses | 1,167,000 | 1,224,000 | 1,297,000 | 1,400,000 |
| Securities available for sale | 27,587,000 | 25,705,000 | 30,781,000 | 51,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,286,000 | 171,213,000 | 197,793,000 | 204,216,000 |
| Interest-bearing deposits | 131,628,000 | 136,981,000 | 168,800,000 | 172,599,000 |
| Noninterest-bearing deposits | 30,658,000 | 34,232,000 | 28,993,000 | 31,617,000 |
| Equity capital | 16,337,000 | 16,933,000 | 17,908,000 | 18,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,516,000 | 7,012,000 | 10,664,000 | 14,352,000 |
| Interest expense | 1,741,000 | 3,337,000 | 4,913,000 | 6,313,000 |
| Net interest income | 1,775,000 | 3,675,000 | 5,751,000 | 8,039,000 |
| Noninterest income | 492,000 | 1,125,000 | 1,753,000 | 2,513,000 |
| Noninterest expense | 1,456,000 | 3,084,000 | 4,694,000 | 6,551,000 |
| Provision for loan losses | 42,000 | 102,000 | 175,000 | 306,000 |
| Pretax income | 796,000 | 1,652,000 | 2,673,000 | 3,733,000 |
| Income tax | 238,000 | 458,000 | 744,000 | 1,026,000 |
| Net income | 558,000 | 1,194,000 | 1,929,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,990,000 | 16,626,000 | 17,361,000 | 18,138,000 |
| Total capital | 17,157,000 | 17,850,000 | 18,658,000 | 19,538,000 |
| Risk-weighted assets | 147,486,000 | 154,803,000 | 167,120,000 | 176,217,000 |