Call reports 2003
MIDSOUTH BANK — 2003
What MIDSOUTH BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 296,201,000 | 300,180,000 |
| Total loans | 211,046,000 | 206,397,000 |
| Allowance for loan losses | 13,482,000 | 12,401,000 |
| Securities available for sale | 52,814,000 | 52,108,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 275,520,000 | 272,345,000 |
| Interest-bearing deposits | 249,415,000 | 243,004,000 |
| Noninterest-bearing deposits | 26,105,000 | 29,341,000 |
| Equity capital | 18,876,000 | 25,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 4,153,000 | 7,894,000 |
| Interest expense | 1,805,000 | 3,494,000 |
| Net interest income | 2,348,000 | 4,400,000 |
| Noninterest income | 1,012,000 | 1,262,000 |
| Noninterest expense | 2,664,000 | 5,602,000 |
| Provision for loan losses | 509,000 | 1,418,000 |
| Pretax income | 190,000 | -1,217,000 |
| Income tax | 220,000 | -449,000 |
| Net income | -30,000 | -768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 16,799,000 | 24,563,000 |
| Total capital | 19,632,000 | 27,341,000 |
| Risk-weighted assets | 216,011,000 | 212,580,000 |