Call reports 2002
MIDSOUTH BANK — 2002
What MIDSOUTH BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 424,201,000 | 393,105,000 | 364,743,000 | 319,000,000 |
| Total loans | 303,588,000 | 293,514,000 | 279,025,000 | 242,087,000 |
| Allowance for loan losses | 8,550,000 | 9,911,000 | 9,818,000 | 13,900,000 |
| Securities available for sale | 84,798,000 | 71,475,000 | 58,815,000 | 53,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,907,000 | 342,832,000 | 317,359,000 | 293,547,000 |
| Interest-bearing deposits | 337,661,000 | 313,497,000 | 287,496,000 | 263,756,000 |
| Noninterest-bearing deposits | 29,246,000 | 29,335,000 | 29,863,000 | 29,791,000 |
| Equity capital | 25,704,000 | 23,956,000 | 24,756,000 | 18,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,435,000 | 13,463,000 | 19,167,000 | 23,981,000 |
| Interest expense | 3,500,000 | 6,493,000 | 9,134,000 | 11,392,000 |
| Net interest income | 3,935,000 | 6,970,000 | 10,033,000 | 12,589,000 |
| Noninterest income | 1,016,000 | 1,894,000 | 3,095,000 | 3,720,000 |
| Noninterest expense | 2,580,000 | 5,203,000 | 7,883,000 | 10,755,000 |
| Provision for loan losses | 1,306,000 | 7,474,000 | 9,242,000 | 18,800,000 |
| Pretax income | 1,069,000 | -3,464,000 | -2,162,000 | -11,411,000 |
| Income tax | 296,000 | -1,220,000 | -874,000 | -4,195,000 |
| Net income | 773,000 | -2,244,000 | -1,288,000 | -7,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,900,000 | 22,158,000 | 24,100,000 | 16,632,000 |
| Total capital | 29,854,000 | 25,953,000 | 27,704,000 | 19,773,000 |
| Risk-weighted assets | 311,686,000 | 297,480,000 | 282,080,000 | 240,525,000 |