Call reports 2001
MIDSOUTH BANK — 2001
What MIDSOUTH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 426,482,000 | 414,917,000 | 423,092,000 | 428,606,000 |
| Total loans | 293,224,000 | 306,317,000 | 314,444,000 | 309,000,000 |
| Allowance for loan losses | 3,439,000 | 4,270,000 | 4,374,000 | 8,519,000 |
| Securities available for sale | 106,310,000 | 84,278,000 | 74,116,000 | 83,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,354,000 | 335,517,000 | 346,151,000 | 355,857,000 |
| Interest-bearing deposits | 332,435,000 | 309,942,000 | 318,791,000 | 322,653,000 |
| Noninterest-bearing deposits | 29,919,000 | 25,575,000 | 27,360,000 | 33,204,000 |
| Equity capital | 27,986,000 | 28,304,000 | 29,839,000 | 26,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,224,000 | 16,233,000 | 24,299,000 | 31,376,000 |
| Interest expense | 5,638,000 | 11,164,000 | 16,118,000 | 20,392,000 |
| Net interest income | 2,586,000 | 5,069,000 | 8,181,000 | 10,984,000 |
| Noninterest income | 927,000 | 2,049,000 | 3,167,000 | 3,740,000 |
| Noninterest expense | 2,102,000 | 4,284,000 | 6,617,000 | 9,294,000 |
| Provision for loan losses | 838,000 | 2,156,000 | 3,071,000 | 8,736,000 |
| Pretax income | 809,000 | 1,164,000 | 2,504,000 | -2,213,000 |
| Income tax | 263,000 | 335,000 | 738,000 | -1,137,000 |
| Net income | 546,000 | 829,000 | 1,766,000 | -1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,642,000 | 27,925,000 | 28,562,000 | 25,720,000 |
| Total capital | 31,081,000 | 31,855,000 | 32,572,000 | 29,708,000 |
| Risk-weighted assets | 303,702,000 | 314,085,000 | 320,446,000 | 314,487,000 |