Call reports 2003
SUN SECURITY BANK OF AMERICA — 2003
What SUN SECURITY BANK OF AMERICA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 235,915,000 | 245,468,000 | 238,071,000 | 228,385,000 |
| Total loans | 136,677,000 | 144,504,000 | 146,940,000 | 142,986,000 |
| Allowance for loan losses | 1,611,000 | 1,612,000 | 1,611,000 | 1,612,000 |
| Securities available for sale | 65,641,000 | 60,817,000 | 73,246,000 | 66,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,789,000 | 192,560,000 | 181,108,000 | 175,530,000 |
| Interest-bearing deposits | 154,451,000 | 154,514,000 | 153,342,000 | 149,711,000 |
| Noninterest-bearing deposits | 29,338,000 | 38,046,000 | 27,766,000 | 25,819,000 |
| Equity capital | 27,216,000 | 28,293,000 | 28,207,000 | 28,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,114,000 | 6,285,000 | 9,503,000 | 12,684,000 |
| Interest expense | 1,119,000 | 2,245,000 | 3,303,000 | 4,254,000 |
| Net interest income | 1,995,000 | 4,040,000 | 6,200,000 | 8,430,000 |
| Noninterest income | 241,000 | 455,000 | 659,000 | 898,000 |
| Noninterest expense | 1,148,000 | 2,323,000 | 3,535,000 | 4,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,585,000 | 3,154,000 | 4,488,000 | 5,726,000 |
| Income tax | 521,000 | 1,020,000 | 1,471,000 | 1,821,000 |
| Net income | 1,064,000 | 2,134,000 | 3,017,000 | 3,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,580,000 | 26,530,000 | 27,343,000 | 27,531,000 |
| Total capital | 27,191,000 | 28,142,000 | 28,954,000 | 29,143,000 |
| Risk-weighted assets | 160,393,000 | 166,776,000 | 161,900,000 | 156,032,000 |