Call reports 2002
SUN SECURITY BANK OF AMERICA — 2002
What SUN SECURITY BANK OF AMERICA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 208,855,000 | 211,612,000 | 223,702,000 | 223,385,000 |
| Total loans | 121,416,000 | 124,562,000 | 137,356,000 | 137,093,000 |
| Allowance for loan losses | 1,615,000 | 1,616,000 | 1,617,000 | 1,611,000 |
| Securities available for sale | 58,793,000 | 68,819,000 | 69,661,000 | 62,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,784,000 | 163,905,000 | 171,207,000 | 171,948,000 |
| Interest-bearing deposits | 139,665,000 | 139,955,000 | 144,114,000 | 146,515,000 |
| Noninterest-bearing deposits | 23,119,000 | 23,950,000 | 27,093,000 | 25,433,000 |
| Equity capital | 24,129,000 | 25,694,000 | 27,086,000 | 26,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,272,000 | 6,567,000 | 9,943,000 | 13,256,000 |
| Interest expense | 1,260,000 | 2,445,000 | 3,620,000 | 4,773,000 |
| Net interest income | 2,012,000 | 4,122,000 | 6,323,000 | 8,483,000 |
| Noninterest income | 253,000 | 500,000 | 737,000 | 962,000 |
| Noninterest expense | 1,165,000 | 2,377,000 | 3,497,000 | 4,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,182,000 | 2,453,000 | 4,110,000 | 5,359,000 |
| Income tax | 343,000 | 771,000 | 1,304,000 | 1,676,000 |
| Net income | 839,000 | 1,682,000 | 2,806,000 | 3,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,943,000 | 23,688,000 | 24,663,000 | 24,516,000 |
| Total capital | 24,558,000 | 25,304,000 | 26,280,000 | 26,127,000 |
| Risk-weighted assets | 147,361,000 | 150,903,000 | 163,494,000 | 163,560,000 |