Call reports 2026
OSGOOD BANK — 2026
What OSGOOD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 514,064,000 | 485,771,000 |
| Total loans | 288,021,000 | 303,459,000 |
| Allowance for loan losses | 6,006,000 | 5,512,000 |
| Securities available for sale | 65,803,000 | 67,814,000 |
| Securities held to maturity | 51,580,000 | 51,561,000 |
| Trading assets | 0 | 0 |
| Total deposits | 452,528,000 | 437,336,000 |
| Interest-bearing deposits | 424,102,000 | 407,810,000 |
| Noninterest-bearing deposits | 28,426,000 | 29,526,000 |
| Equity capital | 40,902,000 | 42,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,537,000 | 13,114,000 |
| Interest expense | 2,317,000 | 4,373,000 |
| Net interest income | 4,220,000 | 8,741,000 |
| Noninterest income | 447,000 | 798,000 |
| Noninterest expense | 2,762,000 | 5,763,000 |
| Provision for loan losses | 0 | -80,000 |
| Pretax income | 1,905,000 | 3,891,000 |
| Income tax | 320,000 | 648,000 |
| Net income | 1,585,000 | 3,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 46,514,000 | 48,323,000 |
| Total capital | 51,046,000 | 52,990,000 |
| Risk-weighted assets | 360,982,000 | 372,349,000 |