Call report 2024Q4
OSGOOD BANK — 2024Q4
The 22 measures OSGOOD BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,603,000 | USD | evidence → |
| Total loans | 305,443,000 | USD | evidence → |
| Allowance for loan losses | 5,182,000 | USD | evidence → |
| Securities available for sale | 82,199,000 | USD | evidence → |
| Securities held to maturity | 52,092,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 431,363,000 | USD | evidence → |
| Interest-bearing deposits | 396,745,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,618,000 | USD | evidence → |
| Equity capital | 34,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,248,000 | USD | evidence → |
| Interest expense | 9,925,000 | USD | evidence → |
| Net interest income | 14,323,000 | USD | evidence → |
| Noninterest income | 2,397,000 | USD | evidence → |
| Noninterest expense | 11,214,000 | USD | evidence → |
| Provision for loan losses | 65,000 | USD | evidence → |
| Pretax income | 5,664,000 | USD | evidence → |
| Income tax | 836,000 | USD | evidence → |
| Net income | 4,828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,965,000 | USD | evidence → |
| Total capital | 45,639,000 | USD | evidence → |
| Risk-weighted assets | 373,278,000 | USD | evidence → |