Call reports 2026
PALO SAVINGS BANK — 2026
What PALO SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 50,393,000 | 49,179,000 |
| Total loans | 21,799,000 | 21,810,000 |
| Allowance for loan losses | 223,000 | 223,000 |
| Securities available for sale | 14,856,000 | 14,019,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 46,461,000 | 45,303,000 |
| Interest-bearing deposits | 35,946,000 | 36,009,000 |
| Noninterest-bearing deposits | 10,515,000 | 9,294,000 |
| Equity capital | 3,797,000 | 3,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 538,000 | 1,092,000 |
| Interest expense | 172,000 | 349,000 |
| Net interest income | 366,000 | 743,000 |
| Noninterest income | 26,000 | 56,000 |
| Noninterest expense | 258,000 | 509,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 134,000 | 290,000 |
| Income tax | 5,000 | 12,000 |
| Net income | 129,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,910,000 | 5,956,000 |