Call report 2025Q2
PALO SAVINGS BANK — 2025Q2
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,022,000 | USD | evidence → |
| Total loans | 21,742,000 | USD | evidence → |
| Allowance for loan losses | 223,000 | USD | evidence → |
| Securities available for sale | 14,915,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,720,000 | USD | evidence → |
| Interest-bearing deposits | 34,805,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,915,000 | USD | evidence → |
| Equity capital | 3,160,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,062,000 | USD | evidence → |
| Interest expense | 408,000 | USD | evidence → |
| Net interest income | 654,000 | USD | evidence → |
| Noninterest income | 41,000 | USD | evidence → |
| Noninterest expense | 497,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 198,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 189,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,774,000 | USD | evidence → |