Call report 2015Q4
PALO SAVINGS BANK — 2015Q4
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,197,000 | USD | evidence → |
| Total loans | 18,924,000 | USD | evidence → |
| Allowance for loan losses | 189,000 | USD | evidence → |
| Securities available for sale | 11,438,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,151,000 | USD | evidence → |
| Interest-bearing deposits | 21,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,767,000 | USD | evidence → |
| Equity capital | 4,352,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,304,000 | USD | evidence → |
| Interest expense | 104,000 | USD | evidence → |
| Net interest income | 1,200,000 | USD | evidence → |
| Noninterest income | 102,000 | USD | evidence → |
| Noninterest expense | 656,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 657,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 624,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,148,000 | USD | evidence → |
| Total capital | 4,285,000 | USD | evidence → |
| Risk-weighted assets | 10,928,000 | USD | evidence → |