Call report 2012Q3
PALO SAVINGS BANK — 2012Q3
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,038,000 | USD | evidence → |
| Total loans | 15,710,000 | USD | evidence → |
| Allowance for loan losses | 193,000 | USD | evidence → |
| Securities available for sale | 12,273,000 | USD | evidence → |
| Securities held to maturity | 310,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,444,000 | USD | evidence → |
| Interest-bearing deposits | 22,155,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,289,000 | USD | evidence → |
| Equity capital | 4,543,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 983,000 | USD | evidence → |
| Interest expense | 166,000 | USD | evidence → |
| Net interest income | 817,000 | USD | evidence → |
| Noninterest income | 83,000 | USD | evidence → |
| Noninterest expense | 445,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 450,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 429,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,925,000 | USD | evidence → |
| Total capital | 4,118,000 | USD | evidence → |
| Risk-weighted assets | 15,413,000 | USD | evidence → |