Call report 2008Q4
PALO SAVINGS BANK — 2008Q4
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,485,000 | USD | evidence → |
| Total loans | 17,923,000 | USD | evidence → |
| Allowance for loan losses | 171,000 | USD | evidence → |
| Securities available for sale | 9,902,000 | USD | evidence → |
| Securities held to maturity | 717,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,840,000 | USD | evidence → |
| Interest-bearing deposits | 23,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,575,000 | USD | evidence → |
| Equity capital | 3,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,894,000 | USD | evidence → |
| Interest expense | 635,000 | USD | evidence → |
| Net interest income | 1,259,000 | USD | evidence → |
| Noninterest income | 118,000 | USD | evidence → |
| Noninterest expense | 786,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 491,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,473,000 | USD | evidence → |
| Total capital | 3,644,000 | USD | evidence → |
| Risk-weighted assets | 15,966,000 | USD | evidence → |