Call report 2005Q3
PALO SAVINGS BANK — 2005Q3
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,961,000 | USD | evidence → |
| Total loans | 18,469,000 | USD | evidence → |
| Allowance for loan losses | 256,000 | USD | evidence → |
| Securities available for sale | 9,044,000 | USD | evidence → |
| Securities held to maturity | 698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,698,000 | USD | evidence → |
| Interest-bearing deposits | 22,481,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,217,000 | USD | evidence → |
| Equity capital | 2,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,245,000 | USD | evidence → |
| Interest expense | 368,000 | USD | evidence → |
| Net interest income | 877,000 | USD | evidence → |
| Noninterest income | 127,000 | USD | evidence → |
| Noninterest expense | 540,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 434,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 414,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,827,000 | USD | evidence → |
| Total capital | 3,020,000 | USD | evidence → |
| Risk-weighted assets | 15,382,000 | USD | evidence → |