Call report 2002Q4
PALO SAVINGS BANK — 2002Q4
The 22 measures PALO SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,628,000 | USD | evidence → |
| Total loans | 18,943,000 | USD | evidence → |
| Allowance for loan losses | 242,000 | USD | evidence → |
| Securities available for sale | 4,173,000 | USD | evidence → |
| Securities held to maturity | 908,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,793,000 | USD | evidence → |
| Interest-bearing deposits | 22,610,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,183,000 | USD | evidence → |
| Equity capital | 2,730,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,741,000 | USD | evidence → |
| Interest expense | 587,000 | USD | evidence → |
| Net interest income | 1,154,000 | USD | evidence → |
| Noninterest income | 158,000 | USD | evidence → |
| Noninterest expense | 710,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 553,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 525,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,628,000 | USD | evidence → |
| Total capital | 2,826,000 | USD | evidence → |
| Risk-weighted assets | 15,794,000 | USD | evidence → |